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Background Reading > Material Terms Summary

Lottoland Material Terms Summary

When you register and/or play with us you agree to be bound by our User Agreement. That agreement contains important information about your (and our) legal rights and obligations. We recommend that you read our User Agreement fully as you will be legally bound by its contents. We provide a summary of some key points below to aid your understanding.

 

1. Registration

  1. You must be 18 years of age or older to register and play with us

  2. Only one account per person is permitted.

  3. Registration and play with us remains subject to both initial and ongoing verification in accordance with our regulatory obligations as a licensed gambling provider.

  4. You must not be a citizen OR resident of any excluded jurisdiction (see 5.2.11)

2. Games Offer

We offer a wide range of gaming products on our website. Those products include lottery betting (the ability to make a bet with Lottoland on the outcome of an applicable lottery or lottery style draws), Sportsbetting, financial market betting and random-number generator based games including (but not limited to) scratchcards, slots, casino (including live casino) and bingo games (RNG Games)  (see 1.3 of our User Agreement for further details).
 

3. Bets, Wins & Prizes

  1. Bets placed with us are final and non-refundable.
     
  2. Players are fully responsible for the safety and security of their own account login.
     
  3. Players confirm as a condition of website use that they can lose as well as win money gambling.
     
  4. Funds left on a players account without any level of staking activity for a period of twelve months or more may become subject to monthly account administration fees if Lottoland has been unable to return them (see 7.6.1 and 7.6.2).
     
  5. Wins (including all lottery jackpot wins) are subject to enhanced checks and validation prior to confirmation and/or payment. That process can take some time given the sums involved. Until that procedure is complete bets (including winning bets) can still be voided and cancelled in certain circumstances (see paragraph 4 below).
     
  6. We deduct 38% of prize amount in the three highest prize tiers for our MegaMillions and PowerBall and 20% of prize amount in the highest three prize tiers for SuperEnalotto. Those deductions put winners in a similar overall position as if they had won the underlying lottery. We further reserve the right at our option to pay  prizes as a lump sum or on a discounted annuity basis (see for further details see 2.16 to 2.18 of our Lotto Betting Rules here and 3.4 here).
     
  7. Sportsbets placed with us are subject to maximum winnings cap of €100,000 (or GBP equivalent) per day. We reserve the right to alter bets to ensure same (see 1.26 of our Sportsbetting Terms for further details see here).
     
  8. Confirmation and validation requirements continue to apply to applicable wins even upon display of initial game result to the player or when applicable funds show on the players account. (for further details please see paragraph 4 below).

 

4. Are there limits on the amount I might be able to recover from Lottoland in the event of issue or dispute?

  1. Yes. Please refer to 18.6 of the User Terms – Except for verified and confirmed player wins, Lottoland limits and restricts its legal liability to its players (e.g. the amount any player might recover from Lottoland in the event of issue or dispute) to:-
     
    1. the stake placed with it; or
       
    2. €5,000 (or GBP equivalent) in relation to any other dispute, claim or issue.

  2. The above includes circumstances in which bets or wins have not been verified and confirmed and/or circumstances in which any bet or win has been affected by human, technical, software, systems, programming or mapping error (for example, incorrect result, incorrect return-to-player, erroneous win(s),  or any under-or overpayment) whether this is apparent at time of bet or becomes apparent as a result of subsequent verification (see section 13 of the User Terms here for further details).
     
  3. The above does not limit our legal liability to our players where it would be unlawful to do so.
     

5. In what circumstances can my account or bets/winnings be suspended or cancelled?

  1. Players can close their own account at any time. Contact our CS team here and we’ll get it done.
     
  2. We may suspend or close your account and/or account bets where you fail to meet initial or subsequent verification including, for example, failing to provide or update proof of identity or source of funds information when we ask you to do so, further to our legal and regulatory obligations in that regard (including those applicable to money laundering and terrorist financing) (see 5.3).
     
  3. We may cancel and suspend bet(s) or close accounts where:-
     
    1. We know or suspect that any player has, or has attempted to, engage in “Prohibited Activities” (See section 14 of the User Agreement). Activities which are prohibited include cheating at gambling, collusion, fraud, unlawful conduct and/or any player(s) seeking to take advantage of any gaming, systems, product, promotional or pricing offer or error, whether or not any attempt in that regard is successful;
       
    2. We reasonably consider that any player has breached the User Agreement (see section 15).
       
  4. In addition Lottoland may void bets, and/or RNG Games played, and/or withhold any associated winnings, including but not limited to circumstances, in which:
     
    1. Any bet is placed or accepted after a relevant deadline or after the start of the relevant event, or outcome of any event is, or is likely to be known (see 13.1.1) (see further our Betting Rules) for further examples of this as well as what happens in respect of cancelled events, non-runners, betting integrity issues etc);
       
    2. We become aware of any human or technical error or malfunction in relation to any RNG Games, bets, services or associated events (including any human or technical error in relation to any Bet or any other software, hardware or feed used by Lottoland (whether our own or any third party’s)) to provide the Website or any service upon it, such as any erroneous or incorrect wins or results, the incorrect offer or display of applicable game or event odds, and/or circumstances where any error or malfunction is evident or suspected at time of bet placement or play and/or only becomes apparent upon subsequent verification (see 13.1.2 and 13.1.10 for further details on the errors and malfunctions which may void bets);
       
    3. You have provided us with false, inaccurate, incomplete or expired information (including any false declaration under section 5.2 of the User Agreement); have more than one account; or were less than 18 years of age at the time of placing the Bet (see 13.1.7);
       
    4. We are required by law or requested by the police or any regulatory authority to do so (see 13.1.5);
       
    5. the relevant Betting event is declared by an organiser, co-organiser, governing body or regulatory authority as being invalid, incorrect, published in error, or subject to adverse finding. This includes circumstances in which the integrity of any event or result has been called into question (see 13.1.11);
    6. Winnings have been credited to your account in error.
       
  5. From time to time, Lottoland may reasonably decide that, where a User places a Bet with Lottoland, instead of placing a Bet on the outcome of the relevant Underlying Lottery (as detailed in the table at section 2.2), the User will be requesting that Lottoland purchases a ticket on the relevant Alternative Draw (as detailed in the table at section 2.30) via Lottoland’s ticket agent, with such ticket bearing the same numbers as those selected by the User in the Bet (“Ticket”). The original Bet will be deemed void and the Stake used to purchase the Ticket.

    Lottoland, through its network of ticket agents, will use reasonable endeavours to procure that the ticket agent fulfils the Ticket orders placed by Lottoland, however Lottoland will not be liable to the User in the event that the ticket agent fails to fulfil (or fulfil correctly) any the Ticket order.

    Lottoland cannot guarantee the collection of Winnings in instances where, despite Lottoland’s reasonable efforts, a lottery operator has declined to pay Lottoland or its ticket agents, or Lottoland has otherwise been unable to recover such Winnings. Lottoland will make every reasonable effort to collect Winnings and expedite payment to the User of such Winnings.

    Please note that any payment of Winnings from such Tickets will be in line with the actual payout from the Underlying Lottery ticket, which is intended to put the User in a similar economic position to the position the User would be in if the User had played the lottery draw whose results are derived from the Alternative Draw. 
     

6. How will you handle my personal data?

We collect and use your personal information in accordance with our Privacy Policy and Cookie Policy. (See Clause 19)
 

7. How does Lottoland protect my funds?

We hold user funds separate from company funds in separate bank accounts which we hold with our banking suppliers. However, these funds may still form part of the assets of the business and are not protected in the event of insolvency.
 

8. What do I do if I need help controlling my gambling?

We offer a range of tools to help you control you gambling. Further information can be found here.
 

9. How does Lottoland handle complaints and disputes?

Any complaints or disputes will be first handled by our Customer Service team and may be escalated to the heads of those teams and then to our legal team. See clause 21 here for details of our complaint process.
 

10. Lottoland

References to “Lottoland”, “We”, or “Us” are references to the Lottoland group company providing the Website service. Please see our User Agreement for further details.

 

Last Updated 5th April 2025

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Lottoland and this website is operated by EU Lotto Ltd (company number 109514 and registered address Suite A, Ocean Village Promenade, Ocean Village, Gibraltar GX11 1AA) which is licensed and regulated by the Gambling Commission for customers in Great Britain under account number 38991.

Lottoland is not an official lottery operator. Instead, Lottoland allows Customers to make bets on different lotteries and, if a Customer wins a bet, then they will be paid directly by Lottoland and not an official lottery operator.

All jackpots are estimates and subject to currency fluctuations. Tier 1 winning bets on the US Powerball and US MegaMillions are paid out as 30 year annuity or discounted lump sum at Lottoland’s election, and Tiers 1 – 3 are also subject to 38% reduction as per T&Cs . Tiers 1 - 3 for winning bets on SuperEnalotto are subject to 20% reduction as per T&Cs.

Lottoland is committed to supporting Safer Gambling. Underage gambling is an offence.

Material Terms Summary - Lottoland UK

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Prize Tier Information

PowerBall & MegaMillions
Tiers 1-3 are subject to 38% reduction as per T&Cs. Tier 1 winning bets are paid out as a 30 year annuity or discounted lump sum at Lottoland's election.

Payout Information

US Power & US Millions
Tier 1 winning bets are paid out as a 30 year annuity or discounted lump sum at the player's election.

Prize Tier Information

SuperEnalotto

Tiers 1-3 for winning bets are subject to 20% reduction as per T&C's.


Prize pool breakdown

El gordo (Christmas Lotto)

The total Christmas Lotto prize pool, that is to say the total cash up for grabs for all prizes, across its 193 series comes to £2.3 billion*.


When you bet with Lottoland, you’re in with a chance for:


First Prize: £3.5 million*

Second Prize: £1 million*

Third Prize: £0.4 million*


And additional 15,000+ prizes!


When you Double Your Jackpot for the Christmas Lotto, winning bets DOUBLE for not just one, not just two, but the THREE highest prizes!

*subject to currency fluctuations


Prize pool breakdown

El Gordo de Verano

El Gordo de Verano features a prize pool of €120m (approx. £103m*), that is to say, the total cash up for grabs for all prizes.


When you bet with Lottoland, you’re in with a chance for:


First Prize: £1,77 million*

Second Prize: £530,000*

Third Prize: £177,000*


And a host of additional prizes up for grabs!


*subject to currency fluctuations


Prize Tier Information

Keno 24/7
Jackpot is determined on stake amount and the quantity of numbers selected.You can bet from as little as £1 on one number for a maximum prize of £3,or bet up to £10 on ten numbers for a maximum prize of £10 million.

Prize Tier Information

Kenow
Jackpot is determined on stake amount and the quantity of numbers selected.You can bet from as little as £1 on one number for a maximum prize of £1.50,or bet up to £10 on ten numbers for a maximum prize of £1 million.

Prize Tier Information

Multi Keno
Jackpot is determined on stake amount and the quantity of numbers selected.You can bet from as little as £1 on one number for a maximum prize of £0.84,or bet up to £10 on ten numbers for a maximum prize of £430,000*

(*subject to currency fluctuations).

Prize Tier Information

German Keno
Jackpot is determined on stake amount and the quantity of numbers selected.You can bet from as little as £1 on TWO numbers for a maximum prize of £5.37,or bet up to £10.75 on ten numbers for a maximum prize of £830,000

(subject to currency fluctuations).

Prize pool breakdown

El Niño


First prize is €2,000,000 (approx. £1,800,000*),

2nd prize is €750,000 (approx. £680,000*)

3rd prize is €250,000 (approx. £230,000*).


If that wasn’t enough, there are another 37,000 awards up for grabs. That gives you a great 1-in-3 chance of landing a prize.


*subject to fluctuations